Flood Coverage
Did you know most Homeowner policies exclude damage caused by flooding?
Nearly 25% of insurance claims are paid on policies in low-to-moderate risk areas. It doesn’t take a powerful storm to cause flooding; flooding can be caused by anything from a broken sewer line to a slow moving rainstorm. **
You may qualify for a Preferred Risk Policy that offers flood insurance protection at considerable savings over the Standard Risk Flood Policy. See the chart below for preferred risk pricing.
COVERAGE | ANNUAL PREMIUM (includes Federal Policy Fee) |
| Building | Contents | w/o Enclosure | w/Enclosure |
| $100,000 | $40,000 | $257 | $287 |
| $125,000 | $50,000 | $277 | $307 |
| $150,000 | $60,000 | $296 | $326 |
| $200,000 | $80,000 | $326 | $361 |
| $250,000 | $100,000 | $348 | $388 |
Contact us today to see if your property is located in a Preferred Risk Policy area.
* Contents only coverage is available for renters. A policy for $8,000 contents coverage for a renter can cost as little as $39 per year. Call us for details.
Don’t wait until a storm is approaching! There is a 30-Day Waiting Period from the time the agent receives the premium and completes the application until the policy goes into effect.
Protect your most valuable asset. Call Fowler Insurance, Inc. today at 1800-394-1995 for your free flood quote!
For more information regarding Flooding and Flood Insurance, please visit the FEMA and FLOODSMART websites.